The government has said the £72,000 cap on elderly care costs in England, due to be introduced in 2016, will benefit one in 8 people and the government set out details about how it will work.
The £72,000 cap on seniors care costs in England, to be introduced in 2016, will benefit one out of eight people, the government claimed.
The revelation came as the government lay out information regarding how it will work.
It confirmed there might be a deferred payment scheme to which the local council would pay care fees and claim them back of one’s estate after death.
Labour said the details wouldn’t normally help elderly and the disabled struggling to obtain the support they needed now.
Ministers say the cap on costs is a method for fixing the elderly care crisis, but the level at which the cap is being set is almost twice that which was recommended once inflation continues to be taken into consideration, meaning the numbers benefiting will likely be restricted.
The modelling given by the government as it launched a consultation on the plans showed it was more likely to be four years following implementation of the changes until the first major groups of those aged 65 and over would start to hit the cap.
And because people usually do not live for very long once they have reached the kind of need that takes them over the cap, the specific numbers benefiting will be in the over ten thousands at any one time.
A figure of £12,000, which will not count as investing towards the cap, has been put ahead to pay for things such as the lodging, food and bills.
Councils will also be requested to give folks with care needs an annual “care account” so they can see how much they have paid towards the cap.
The aim of the deferred payments scheme is to prevent people having to sell their homes to pay for care – currently about 40,000 annually.
The discussion on the details of the scheme ran until October 25.
Jamie Reed, shadow health minister, said instead of helping those in need of support now, “ministers are offering untrue reassurances that older people won’t have to pay more than £72,000 or sell their properties to pay for the costs of care.
“More than £1.8bn has been slashed from local council budgets for aged people’s social care since this government came to power. David Cameron has exposed a funding crisis in social care. We must see urgent action to improve the care system.”