admin — Mon, 29 Nov 2010 12:46:47 +0000

CARE FEES PLANNING

Daniel Kasaska
Cert. PFS
Symponia Member and accredited member of the Society of Later Life Advisers

You are concerned about Long term Care provision for your Parent/Relative
	Their money for Long Term Care may run out in the future
	They would like to stay in their chosen home for the rest of their life
	They would not want to be a burden on you if Cost of Care became to high

You are considering entering a Home or you are in a Residential or Nursing Home now and…
	You want to make sure you do not use all your capital paying for Care Fees
	You want peace of mind that your money for Care will be able to meet rising Care costs indefinitely
	You would like to know if Care Fees Planning can enable you to stay in your chosen home or your own house
	You would like Long Term Care Insurance allowing you to leave your children and grandchildren an inheritance

With careful Care Fees Planning, Elderly Care need not be a problem, Even if they are Immediate Care Plans…
	Alice had a stroke last year which lead to her needing to move into a Nursing home
	Alice has £7,000 net income a year and therefore needed Financial Advice on how to provide the Cost of Care
	The Nursing home of her choice costs £25,000 per year
	Alice needs an extra £18,000 per year help with her Care Fees
	Alice only had £70,000 from the sale of her property
	The money for Life Care would have run out in four years if Alice did nothing
	Alice bought an Immediate Lifetime Care Plan for £44,775 which guaranteed to pay the £18,000 for as long as care was needed, for life. Alice was left with £25,225 to provide for personal expenses and for increased Care Fees. Source: Axa lifetime care Plc.

What are
the benefits?

If you would like a free copy of our current Guide to Care Fees Planning please contact Protection & Investment Limited.

	Care Fees payment plans offer a higher level of guaranteed net income for Life care as long as Care Costs are needed
	No need to move home
	No fear that Money for Care will run out
	Peace of mind
	Tailored Care Fees Payment Plans to meet Immediate Care Costs or planning for future Elderly Care